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Golden Bear Mortgage Corporation

your premiere mortgage lender

The Golden Bear Mortgage Corporation Team is based in Folsom, CA. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced team of mortgage experts are here to help you find the ideal financing solution. The Golden Bear Mortgage Corporation team has over 20 years of lending experience. We consistently rank among the highest in overall customer satisfaction among California mortgage companies. Use any of the tools on this site today to find out how we can help you with your home financing needs.

Or call us now!
(916) 761-2327

Why Choose Us?

Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

RATES

Our FHA, VA, RHS, Jumbo and Conventional mortgage rates are the most competitive available in the industry and we offer all mortgage financing options accessible to you.

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PURCHASE

As California’s leading Mortgage Company we alleviate the typically drawn-out loan process, pre-approving borrowers within an hour and providing a pre-approval certificate.

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REFINANCE

No matter what your need to refinance is, our highly experienced team of mortgage brokers can help you find the perfect loan solution to fit your needs and circumstances.

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Golden Bear Mortgage Corporation specializes in these

California Mortgage Loans

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Learn how to qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Learn more about VA Loans today!

Home Purchase Loans

If you're unsure which home loan is best for you, our team of experts will help you find the solution that works best for your needs.

Learn about Conventional, FHA, VA, or other loan options.

Home Refinance Loans

Refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Learn how refinancing works today!

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today.

Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Learn more about our Jumbo loan options.

Cash Out Home Loans

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses.

Begin your cash-out refinance today!
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Although we are located in Folsom, California, we offer unparalleled mortgage and refinance service to clients throughout the Great State of California!

Check Out Our Google Reviews

  • I have worked with Christopher for many years, and my situation is better for it. Christopher is very knowledgeable, creative and timely. Christopher knows his business and the home market... read more

    Kevin Sullivan Avatar Kevin Sullivan

    The best in the business!

    Ryan Tinney Avatar Ryan Tinney

    Chris and Carson are the ultimate professionals. Extremely knowledgeable about all aspects of mortgage products and they stay on top of all the interest rate trends and products available.... read more

    John Petersen Avatar John Petersen

  • I have worked with Christopher Long for 16 years and he and his office have always been very professional and they do great work. I plan on working with Golden... read more

    Jim Cusack Avatar Jim Cusack

    Chris Long is a season pro in the mortgage business. Chris and his Golden Bear team were excellent through out our refinance process. I would recommend him to anyone... read more

    Chad Frazier Avatar Chad Frazier

    I have gotten many loans over my life, but never have I had the service and expertise as Chris Long provides at Golden Bear. Chris was not only professional,... read more

    Mark DeBruin Avatar Mark DeBruin

  • Great customer service and very knowledgeable staff! Highly recommend them!!!

    Lisa Erickson Avatar Lisa Erickson

    Chris is professional, fast and very knowledgeable. Not one detail was missed, he got me a great rate and my loan closed on time. If I ever need to acquire... read more

    Morgan Schafer Avatar Morgan Schafer

    I am delighted to share my experience working with Carson at Golden Bear Mortgage. His professionalism, in-depth knowledge, and dedication to ensuring smooth real estate transactions are truly commendable. Carson’s... read more

    Nicolette Wichert Avatar Nicolette Wichert

  • Another successful transaction done. As a Realtor, Christopher Long and Carson McMurtrey at Golden Bear Mortgage are always my go to lender and have been for almost 13 years. ... read more

    Bob Valletta Avatar Bob Valletta